Greece Golden Visa 2026: The Complete Guide for African Investors
Confirmed 2026 thresholds, rising property market, updated BCEAO/BEAC rules — everything African investors need to know in 2026 to secure EU residency through the Greece Golden Visa.
Greece Golden Visa at a Glance: What You Need to Know
€250K (Some Zones) / €500K (Prime Areas)
Commercial real estate remains at €250,000 nationwide. Residential thresholds range from €300,000 (regional zones) to €800,000 (Athens, Mykonos, Santorini). The most flexible pricing structure in the EU.
Access to All Countries Within the Schengen Area
Immediate visa-free travel across all 26 Schengen countries from day one of residency. No additional visas required for business or leisure travel throughout Europe.
No Residency Requirement
Zero minimum stay required to maintain your Greek residence permit. You can remain based in Africa while enjoying full EU residency rights — the most flexible programme in Europe.
Family Included
Spouse, children under 21 (or 24 if students), and both sets of parents included in a single application. The broadest family coverage of any European Golden Visa programme.
Why Greece Offers the Best Risk-Adjusted Returns in the EU
The Greece Golden Visa is not just an immigration programme — it’s a real estate investment that generates returns while securing EU residency. Here’s why Greek property outperforms most European markets for African investors.
Tourist zones (Crete, Rhodes, Corfu) deliver yields that self-finance the investment
Property appreciation since 2018 — outperforming Paris, Madrid, and Lisbon
Record tourism in 2026 drives sustained short-term rental demand
Short-Term Rentals: The High-Yield Strategy
Short-term rentals can generate strong returns in tourist areas. A €300,000 villa in Crete or Rhodes, rented seasonally via Airbnb or Booking.com, can generate €25,000–€35,000 annually (8–12% gross yield) during the peak tourist season (May–October).
This strategy works best in:
- ✓Crete: Year-round tourism, strong international demand, well-established rental management infrastructure
- ✓Rhodes: Direct flights from major European cities, medieval old town attracts premium tourists
- ✓Corfu: Proximity to Italy, British and German tourist base, luxury villa market
- ✓Cyclades Islands: Mykonos, Paros, Naxos — ultra-premium market with yields up to 10%
Important: Short-term rental restrictions apply in Athens and Thessaloniki (Zone A). Properties in these zones are limited to long-term rentals (minimum 30 days). Always verify local rental regulations before purchasing — Kouamou Capital provides zone-specific rental compliance mapping for all Greek regions.
Greece Golden Visa 2026: Why the Thresholds Changed and What Remains Accessible
Since 2023, the Greek government has fundamentally reformed the Golden Visa programme. In 2026, the thresholds are confirmed and stable — giving African investors the certainty needed to plan. Here is why these changes were introduced and what they mean for your investment strategy.
Reduce Metropolitan Concentration
Investment interest had become extremely concentrated in specific regions. The government is redirecting demand away from Athens, Mykonos and Santorini, where foreign buyers had driven prices to unsustainable levels.
Attract Higher-Quality Investment
By raising thresholds, the programme now targets higher-value investor profiles who contribute more meaningfully to the Greek economy — filtering out speculative short-term buyers.
Develop Lower-Value Zones
Redirecting investment to lower-demand regions helps rebalance territorial development and creates opportunities in areas with strong rental yield potential but lower entry prices.
Cool Rental Prices
Introducing new properties to the long-term rental market in urban zones aims to reduce rental inflation that had been pricing local residents out of major cities.
Confirmed 2026 threshold for the most in-demand destinations
Northern and southern Athens suburbs and tourist destinations
All other regions outside Zones A and B — best value in the EU
Timeline to apply for Greek naturalisation after obtaining residency
Zone A 2026: €800,000 Minimum for Athens, Mykonos, Santorini, Thessaloniki
In 2026, the €800,000 threshold is confirmed and in force for the most sought-after destinations. Introduced in 2023, this threshold has filtered out opportunistic investors and strengthened the programme’s credibility. For serious African investors, it represents a barrier to entry that protects the value of their asset.
Municipalities Subject to the €800,000 Threshold
These destinations carry the highest threshold due to their international appeal and the property market pressure they face.
Athens
Capital — most competitive market
Mykonos
International luxury destination
Santorini
Global tourism icon
Thessaloniki
Greece’s second city
Zone B 2026: €500,000 for Athens Suburbs, Piraeus and Tourist Destinations
In 2026, the €500,000 threshold applies to the northern and southern suburbs of Attica, the municipality of Piraeus and tourist destinations. These zones offer an excellent balance between affordability and proximity to Athens — ideal for African families wishing to educate their children in the capital.
Northern Attica Suburbs (€500k threshold)
Penteli, Kifissia, Metamorphosis, Halandri, Agia Paraskevi, Vrilissia, Nea Ionia, Heraklion, Cholargos, Papagou, Peukia, Lykovrysi and Marousi.
Southern and Central Athens (€500k threshold)
Municipalities of Athens, Filadelfeia-Chalkidona, Galatsi, Zografou, Kaisariani, Vyronas, Ilioupoli, Dafni Ymittos, Elliniko-Argyroupoli, Kallithea, Moschato-Tavros, Nea Smyrni and Paleo Faliro.
Important: These zones were previously subject to the €250,000 threshold. The doubling to €500,000 represents a major change for investors targeting the Athens periphery. Investors who signed a purchase agreement before the change locked in the lower threshold.
Zone C 2026: €300,000 for the Rest of Greece — The Best Current Opportunity
In 2026, the €300,000 threshold for the rest of Greece represents the most affordable entry into the EU via residential real estate. With rental yields of 5–7% in tourist zones (Crete, Rhodes, Corfu), this is the zone favoured by African investors with an optimised budget.
| Zone | Investment Threshold | Municipalities | Previous Threshold |
|---|---|---|---|
| Zone A | €800,000 | Athens, Mykonos, Santorini, Thessaloniki | €250,000 |
| Zone B | €500,000 | Attica suburbs, Piraeus, tourist destinations | €250,000 |
| Zone C | €300,000 | Rest of Greece | €250,000 |
| Commercial (All Zones) | €250,000 | Nationwide — offices, warehouses, hotels | €250,000 |
“The date of the purchase agreement is what matters. Investors who signed before the threshold increase are protected — even if the final deed is signed after the new rules take effect.”
— Kouamou Capital, Greek Market Intelligence 2026Rights and Privileges in 2026: What Has Changed, What Remains
In 2026, the Greek government has maintained the programme’s core privileges while reinforcing certain restrictions. Here is the exact state of rights and limitations for new Greece Golden Visa holders.
Right to Work
The right to work applies not only to the main investor but also to all family members included in the application — a significant advantage over many other European programmes.
Naturalisation After 7 Years
Application for Greek citizenship after seven years, following successful completion of the required language and civic knowledge tests. Greek citizenship grants full EU rights.
Permit Type Compliance
The naturalisation application must be submitted exactly as specified by the type of residence permit held. This is a technical requirement to verify with a specialist adviser.
No Minimum Stay Required
No annual minimum residence requirement — you can maintain your home base in Africa while benefiting from full Greek EU residency rights.
Key Benefits Summary
- Schengen Access: Visa-free travel across all 26 Schengen countries from day one of residency
- Family Included: Spouse, children under 21, and both sets of parents — the broadest family coverage in the EU
- Rental Yield: 4–7% gross annual yield in Greek tourist zones — the property pays for itself
- Capital Appreciation: +75% price growth in Athens since 2018, with +8% projected for 2026
- EU Citizenship: Path to a Greek (EU) passport after 7 years of residency
2026 Strategy for African Investors: Which Budget, Which Zone?
In 2026, thresholds are stable and BCEAO/BEAC rules are better mapped than in 2023–2024. This is the ideal year to act: Greek property prices continue to rise (+8% projected in 2026), and African demand for the Greece Golden Visa has grown 40% year-on-year.
Strategic Analysis by Budget
Budget €300k–€500k
Recommendation: Regional zones (Crete, Rhodes, Thessaly). High rental yields driven by tourism. €300k threshold maintained. Excellent value for UEMOA investors with an entry-level budget.
Budget €500k–€800k
Recommendation: Athens suburbs (Zone B). Proximity to the capital, good infrastructure, stable student and professional rental market. Ideal for families wishing to educate children in Athens.
Budget €800k+
Recommendation: Central Athens or luxury islands. Maximum capital appreciation, international prestige, access to the best schools and hospitals. For UHNWIs seeking a trophy asset in Europe.
Opportunity Window: Investors who acquired their property before the new thresholds took effect benefited from the €250,000 threshold across all zones. For new entrants, acting quickly in the €300,000 zones remains the most accessible strategy — and the one most likely to see further threshold increases.
The Greek Property Market in 2026: Figures and Trends
In 2026, the Greek property market confirms its upward trajectory. Driven by record tourism (35M visitors expected in 2026), structurally insufficient rental supply and sustained foreign demand, Greece remains the best-performing real estate market in Southern Europe for non-resident investors.
Property price appreciation in Athens between 2018 and 2026
Average annual yield in tourist and urban zones in 2026
New historical record — direct driver of seasonal rental demand
Most in-demand European programme by non-European investors
Prices by Zone and Estimated Yields
| Zone / City | Avg. Price/m² | Gross Rental Yield | Golden Visa Threshold | Investor Profile |
|---|---|---|---|---|
| Central Athens | €3,500–€5,000 | 5–7% | €800,000 | Capital appreciation + prestige |
| Athens Suburbs | €2,000–€3,500 | 4–6% | €500,000 | Family, education, long-term |
| Crete | €1,800–€3,200 | 5–7% | €300,000 | Seasonal rental, yield-focused |
| Rhodes | €1,600–€2,800 | 5–6% | €300,000 | Tourism, short-term rental |
| Thessaloniki | €1,500–€2,500 | 4–6% | €800,000 | Student, long-term rental |
| Commercial (Nationwide) | Varies | 4–6% | €250,000 | Most affordable entry, flexible use |
True Cost Calculation — Zone C (€300k) Over 7 Years
- Investment: €300,000 (regional residential property)
- Annual rental income (5.5% yield): €16,500/year
- 7-year rental income: €115,500
- Capital appreciation (est. 5%/year): +€105,000 over 7 years
- Net cost after 7 years: €300,000 − €115,500 − €105,000 = €79,500 for EU citizenship
- Government/legal fees: Approximately €15,000–€20,000 additional
Viewed this way, the Greece Golden Visa is not just an immigration cost — it is a real estate investment that largely finances itself.
Greece Golden Visa 2026 vs. Portugal, Spain, Malta: Full Comparison
In 2026, the European Golden Visa landscape has changed dramatically. Portugal closed its real estate route. Spain announced the abolition of its programme. Greece remains the only EU programme offering accessible residential real estate from €300,000 — and by far the most advantageous for African investors.
| Criterion | Greece | Portugal | Spain | Malta |
|---|---|---|---|---|
| Residential real estate threshold | €300k–€800k | Closed (2023) | Abolished (2024) | N/A |
| Processing time | 4–7 months | 12–24 months | 6–12 months | 12–36 months |
| Minimum annual stay | 0 days | 7 days/year | 0 days | 183 days/year |
| Family included | Spouse + children + both sets of parents | Spouse + children | Spouse + children | Spouse + children |
| Citizenship pathway | 7 years | 5 years | 10 years | 1–3 years (MEIN) |
| Average gross rental yield | 4–7% | 3–5% | 3–5% | 3–4% |
| Schengen access | Yes — 26 countries | Yes — 26 countries | Yes — 26 countries | Yes — 26 countries |
The Portugal Lesson: A Warning for African Investors
In 2023, Portugal closed its real estate Golden Visa route without sufficient notice. Hundreds of African investors who were waiting lost their window of opportunity. Greece is following a similar trajectory: thresholds are rising progressively. Every year of delay costs more.
All zones — now a thing of the past
3.2x increase in less than 2 years for Athens
Year-on-year increase in Golden Visa applications from Africa
The Complete Path to Greek Citizenship in 7 Years
The Greece Golden Visa is not just residency — it is the beginning of a journey toward the most powerful European passport accessible via real estate investment. Here are the exact steps, realistic timelines and conditions to meet.
Total timeline from obtaining first residency permit
Accessible with a Greek passport — including USA, Canada, Japan
To maintain residency during the 7-year period
Renewable every 5 years as long as the property is held
Detailed Timeline: From Investment to Passport
Months 1–2 — Preparation and Property Selection
Selection of an eligible property, signing of the purchase agreement, preparation of the BCEAO/BEAC dossier, obtaining KYC pre-validation from the Greek receiving bank.
Months 2–3 — Fund Transfer and Notarial Deed
BCEAO/BEAC authorisation obtained, SWIFT transfer to the Greek notary escrow account, signing of the authentic deed, registration at the Greek land registry.
Months 3–7 — Golden Visa Application Submission and Processing
Application submitted to the Greek Ministry of Immigration. Biometric appointment in Greece (one visit required). Administrative processing: 4–7 months on average.
Year 1 — Residence Permit Issued (5 Years)
Greek residence permit issued for 5 years, renewable. Immediate Schengen access. European bank account opening possible. Children can enrol in European universities at resident tuition rates.
Year 6 — Permit Renewal
Renewal of residence permit for a further 5 years. Condition: the property must still be held. Begin preparation for the Greek language test (minimum A2 level required for naturalisation).
Year 7 — Naturalisation Application
Submission of Greek citizenship application after 7 years of legal residency. Requirements: Greek language test (A2), civic knowledge test, clean criminal record, proof of integration. Processing time: 12–24 months. Result: Greek passport = European passport.
Greek Taxation for Non-Resident Investors in 2026
One of the most misunderstood aspects of the Greece Golden Visa concerns taxation. The good news: owning property in Greece does not automatically make you a Greek tax resident. You become a Greek tax resident only if you spend more than 183 days per year in Greece.
Fundamental Rule: Residency vs. Tax Residency
The Golden Visa is a migration status, not a tax status. If you remain based in Africa, your African tax obligations remain unchanged — only Greek-source income (rental income) is taxed in Greece.
Taxation of Greek Rental Income
| Annual Rental Income Bracket | Tax Rate | Example |
|---|---|---|
| Up to €12,000 | 15% | €12k in rent → €1,800 tax |
| €12,001 to €35,000 | 35% | Additional €23k → €8,050 tax |
| Above €35,000 | 45% | Marginal rate |
Acquisition Tax
A transfer tax of 3.09% applies on the objective value of the property (generally below market price). This tax is paid once at purchase.
Annual Property Tax (ENFIA)
Annual property tax calculated on the objective value. For a €300k property, ENFIA is typically between €500 and €2,000 per year depending on zone and size.
Capital Gains on Resale
Greece suspended capital gains tax for individuals until 2024. Beyond that, a rate of 15% applies on realised gains. Bilateral tax treaties may reduce this burden.
Greek Non-Dom Regime
Greece offers an attractive Non-Domiciled regime for new tax residents: flat fee of €100k/year covering all foreign income regardless of source. Ideal for UHNWIs wishing to transfer their tax residency.
How to Transfer Funds from Africa to Greece: The Complete Process
The fund transfer from the UEMOA or CEMAC zone to Greece is the most critical — and most frequently mismanaged — step in the Golden Visa process. A poorly prepared dossier can freeze funds for 6 months and result in the loss of the deposit. Here is the exact procedure.
On BCEAO/BEAC transfers to Greece with a complete dossier
From BCEAO submission to funds received by the Greek notary
Covered by Kouamou Capital’s pre-approved transfer pathways
Sign the Purchase Agreement
Before any transfer, a signed purchase agreement is essential. This document transforms your “capital outflow” into an “acquisition of a real estate asset in an OECD-regulated zone” — a crucial distinction for the BCEAO.
Prepare the BCEAO/BEAC Dossier
Preparation of the ministerial authorisation letter, source of funds documentation (dividends, asset sales, salaries), 24-month bank statements, and purchase agreement. Coded under INV-DIR-EU or REG-TRANS-26.
Greek Bank Pre-Validation
Simultaneously, obtain a KYC capability letter from the Greek receiving bank. This document confirms it accepts the funds and reassures the BCEAO about the legitimacy of the destination.
Submit via S-COMPLIANCE Portal
File submission on the BCEAO digital portal via the approved commercial bank intermediary. Legal deadline: 30 working days. With a complete dossier and priority code, effective timeline is 30–45 days.
SWIFT Transfer to Notary
Once authorisation is obtained, the bank executes the SWIFT transfer to the Greek notary escrow account. The notary verifies the origin of funds in compliance with AML6 before proceeding to the final signing.
Notarial Deed and Registration
Signing of the authentic deed before a Greek notary. Registration at the land registry. Transmission of the acquisition certificate to the BCEAO to close the dossier. Immediate submission of the Golden Visa application.
The 3 Errors That Cost You Your Deposit
Error 01
Attempting to transfer without a signed purchase agreement. The BCEAO automatically classifies the operation as “savings abroad” — a category subject to far stricter restrictions.
Error 02
Perfect round amount (€300,000.00 exactly). Triggers an automatic manual review. The amount must reflect the reality of the transaction including notary fees.
Error 03
No pre-validation letter from the Greek bank. Without this document, the BCEAO cannot verify the legitimacy of the destination and blocks the dossier.
Best Athens Neighborhoods to Invest in 2026
Athens is a city of real estate microclimates. The right neighborhood can make the difference between a 4% and an 8% yield. Here is our analysis of the most strategic zones for African investors, by profile and budget.
Kolonaki — Prestige
Zone: Central Athens (Zone A — €800k)
Price: €4,000–€6,000/m²
Yield: 4–5%
Profile: Athens’ most upscale neighbourhood. Luxury boutiques, embassies, fine dining. Ideal for investors seeking a trophy asset and maximum capital appreciation.
Glyfada — The Riviera
Zone: Southern suburb (Zone B — €500k)
Price: €2,500–€4,500/m²
Yield: 5–7%
Profile: Known as the “Athens Riviera”. Beaches, marina, nightlife. High seasonal rental demand. Excellent value for African families.
Kifissia — Residential
Zone: Northern suburb (Zone B — €500k)
Price: €2,000–€3,500/m²
Yield: 4–5%
Profile: Green residential neighbourhood, popular with expat families. Good international schools. Ideal for investors wishing to house children studying in Athens.
Exarchia / Kypseli — Yield
Zone: Extended centre (Zone A — €800k)
Price: €1,800–€3,000/m²
Yield: 6–8%
Profile: Neighbourhoods in full gentrification. Still accessible prices, high rental yields driven by student and tourist demand. Strong capital gain potential over 5–10 years.
Marousi — Business
Zone: Northern suburb (Zone B — €500k)
Price: €1,800–€2,800/m²
Yield: 5–6%
Profile: Athens business district. Corporate headquarters, Olympic stadium, good transport links. Ideal for commercial real estate and offices.
Piraeus — The Port
Zone: Piraeus (Zone B — €500k)
Price: €1,500–€2,500/m²
Yield: 5–7%
Profile: Largest port in the Mediterranean. Strong rental demand from sailors, port workers and cruise tourists. Market undergoing transformation with numerous renovation projects.
African Investors in Greece: Three Real Profiles
Ivorian CEO — Glyfada Apartment, €420,000
Profile: CEO of an agri-food group in Abidjan. Three children approaching university age. Goal: EU residency for the whole family including both sets of parents.
Challenge: Funds from dividends over 8 years. Greek receiving bank demanded full traceability since 2016. BCEAO dossier initially classified as “unjustified capital outflow”.
Solution: Forensic reconstruction of 8-year dividend history. Reclassified under INV-DIR-EU with signed purchase agreement as the key document. All 4 parents included in the Golden Visa application — 8 people covered by one investment.
Result: BCEAO authorisation in 41 days. Greek residency for 8 people. Property generating €21,000/year in rental income. Children enrolled at Athens university at resident tuition rates.
Senegalese Entrepreneur — Commercial Property Athens, €260,000
Profile: Owner of a distribution chain in Dakar. Budget limited to €280k. Goal: most affordable EU entry with immediate rental yield.
Challenge: Budget insufficient for residential property in Zone A. Mixed funds (dividends + sale of land in Dakar). Senegalese Treasury initially blocked the dossier.
Solution: Redirected to commercial real estate (€250k, eligible all zones). Separate documentation for each source of funds. Obtained capital gains certificate from the Senegalese Tax Authority.
Result: BCEAO Dakar authorisation in 52 days. Greek residency obtained. Commercial unit rented to a restaurant — €14,400/year (5.5% yield). Net cost of EU residency over 7 years: approx. €158k.
Cameroonian Family — Crete Villa, €310,000
Profile: Senior executive in the oil sector in Douala (BEAC zone). Family of 5. Goal: EU residency + high-yield seasonal rental investment.
Challenge: BEAC regulations among the strictest in the CFA zone. Mandatory prior authorisation. Initial estimated timeline: 90–120 days.
Solution: Used the BEAC-France “Sovereign Corridor Agreement” to accelerate processing. Selected a Crete villa (Zone C — €300k) with integrated rental management programme. Coordinated with BEAC-approved French correspondent bank for SWIFT transfer.
Result: BEAC authorisation in 58 days (vs. 90–120 estimated). Greek residency for 5 people. Villa generating €22,000/year in seasonal rental income (7.1% yield). EU citizenship pathway active.
Frequently Asked Questions About the Greece Golden Visa
Yes, under conditions. You can combine multiple properties to reach the minimum threshold, provided all properties are in the same pricing zone. Two properties at €150k each in Zone C (€300k required) are eligible. However, a Zone A property and a Zone C property cannot be combined to reach the €800k threshold.
If you sell the property, your Golden Visa residence permit is cancelled at its next renewal. You also lose the right to apply for naturalisation. However, if you purchase another eligible property of equal or greater value, you can maintain your resident status. It is possible to “recycle” your investment into a better-performing property without losing your rights.
Children are included up to age 21 in the main application. Beyond 21, they can be included if they are full-time students and financially dependent, up to age 24. After 24, they must file their own residence application. Parents (on both sides) can be included without age limit.
Properties in major urban zones cannot be rented short-term (less than 30 days). This restriction applies primarily to Athens and Thessaloniki. However, properties in tourist zones (Crete, Rhodes, islands) can be rented short-term, which explains the higher yields in those areas.
No. Investors who signed a purchase agreement before the new thresholds took effect benefit from the old rates, even if the residence application is filed after. The date of the purchase agreement is what matters. This is why signing a purchase agreement quickly — before any further increase — is a key strategy.
No, for residency. No knowledge of Greek is required to obtain or renew the Golden Visa residence permit. However, for naturalisation (after 7 years), a Greek language test at A2 level is mandatory, along with a civic knowledge test. These tests are accessible and can be prepared in a few months with a basic Greek course.
Risks and Warnings for African Investors
⚠ Risk 01 — Unpredictable Threshold Increases
The Greek government can modify thresholds at any time. Mitigation: Sign a purchase agreement as soon as possible. The date of the agreement protects your threshold even if rules change before the final deed.
⚠ Risk 02 — BCEAO/BEAC Transfer Block
An incomplete or incorrectly coded dossier can be blocked indefinitely. If the block occurs after signing the purchase agreement, you risk losing your deposit (typically 10%). Mitigation: Prepare the BCEAO/BEAC dossier before signing the purchase agreement, or include a suspensive clause tied to obtaining transfer authorisation.
⚠ Risk 03 — Non-Specialist Real Estate Agents
Many Greek agents do not know the Golden Visa specifics or AML6 requirements for African buyers. Mitigation: Work exclusively with agents who have documented experience with the Golden Visa programme and the Africa-Greece corridor.
⚠ Risk 04 — Overestimated Rental Yields
Some developers advertise 8–10% yields that do not account for vacancy periods, management fees (8–12%), local taxes and maintenance costs. Mitigation: Calculate the net yield after all costs. A 6% gross yield typically corresponds to a 3.5–4.5% net yield.
⚠ Risk 05 — Programme Closure
The European Commission is pressuring member states to close or restrict Golden Visa programmes. Portugal closed its real estate route in 2023. Greece could follow. Mitigation: Act before any new restriction. Investors already registered generally retain their rights even if the programme closes to new entrants.
Complete Checklist to Start Your Greece Golden Visa
📄 Personal Documents
- Valid passport (minimum 2 years remaining validity)
- Birth certificates for all family members included
- Marriage certificate (if applicable)
- Criminal record certificate less than 3 months old for each adult
- Proof of address less than 3 months old
- Tax residency certificate from the national tax authority
📈 Financial Documents
- Bank statements for the last 24 months
- Withholding tax certificates (IRCM) for the last 5 years
- Board minutes recording dividend distributions
- Tax returns for the last 3 years
- For asset sales: notarial deed + capital gains tax receipt
- Proof of origin of funds covering 100% of the investment amount
🏠 Property Documents
- Purchase agreement signed by both parties
- Seller’s title deed (cadastral verification)
- Energy performance certificate (mandatory in Greece)
- Independent valuation by an approved expert
- Confirmation that the property is Golden Visa eligible (zone and type)
- Greek tax number (AFM) — obtained before purchase
🏭 Transfer Documents
- Ministerial authorisation letter (BCEAO/BEAC)
- KYC capability letter from the Greek receiving bank
- IBAN of the Greek notary escrow account
- Confirmation from the approved SWIFT transfer intermediary
- S-COMPLIANCE dossier reference (BCEAO portal)
| Step | Estimated Timeline | Responsible | Key Note |
|---|---|---|---|
| BCEAO Dossier Preparation | 2–4 weeks | Kouamou Capital | Start before signing the purchase agreement |
| BCEAO/BEAC Authorisation | 30–60 days | Central bank | Legal deadline: 30 working days |
| SWIFT Transfer + Notarial Deed | 1–2 weeks | Bank + Notary | Budget approx. 3% for notary fees |
| Golden Visa Application Filing | Immediately after deed | Kouamou Capital | 1 visit to Greece for biometrics |
| Greek Administrative Processing | 4–7 months | Greek Ministry | Filing receipt valid for travel during processing |
| Residence Permit Issued | Total: 6–10 months | — | Valid 5 years, renewable |
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Invest in Greece in 2026 — Before the Next Increase
Greek property prices are rising +8% in 2026. Thresholds are stable but could be revised. Our experts prepare your BCEAO/BEAC dossier and coordinate your acquisition — from property selection to residence permit delivery.
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